Plan your budget

What will a nanny really cost?

Enter the rate you've discussed — take-home or gross — and see your full monthly outlay, including tax and pension.

Hourly rate is…

Hourly rate (£)

Hours per day

Days per week

Working pattern

Weeks worked per year

Payroll service per month (£, optional)

Per month

£580

Per week (avg)

£134

All-in per hour

£17.45

Yearly breakdown

£15/hr take-home ≈ £15.00/hr gross.

Includes 12.07% rolled-up holiday pay for term-time work.

Nanny take-home pay: £6,707
Income tax (via payroll): £0
Nanny's NI (via payroll): £0
Nanny's pension (via payroll): £0
Gross pay: £6,707
Employer NI: £256
Employer pension (3%): £0
Total yearly cost to you: £6,963

Planning estimate using 2026/27 UK rates for a single job with a standard tax code. Pension assumes auto-enrolment at 3% employer / 5% employee when pay is over £10,000. Your nanny is employed by your household, and payroll is run by a specialist provider — we recommend Nannytax. Confirm final figures with your payroll provider.